How It Works

1. Transfer title to personal residence or farm to Houghton
2. No change in your lifestyle—you (and spouse) occupy and enjoy residence or farm for life
3. Houghton keeps or sells property after your death(s)

Benefits

• No out-of-pocket cost for substantial gift to Houghton
• Federal income-tax deduction for remainder value of your residence or farm
• You (and spouse) can occupy residence for life